Interactive Brokers offers several flexible and convenient methods for funding your account.
Use the menus below to tell us what you want to do, your residency and the currency you are depositing.
Click "Use this Method" to log in and proceed with your request.
Credit Period is the number of days before funds are posted to the customer's account and available for trading. Credit is posted after the close-of-business of the relevant day (e.g., 4 business days means credit is posted close-of-business on the 4th day). Please see the knowledgebase article for more details.
The Withdrawal Hold Period is the number of days before the customer may withdraw the funds deposited. The Withdrawal Hold Period begins on the Entry Date and ends after the close of business of the relevant day. For example, six business days means withdrawal can be submitted on the seventh business day).
Where applicable, interest is not paid during the hold period for checks. If this is a concern, we encourage customers to send an electronic funds transfer (wire or low value payment, such as ACH, SEPA, BACS etc) where interest is paid from the settlement date of the deposit.
Please be aware that it is against Interactive Brokers policy to accept physical currency (cash) deposits. Please make all deposits to your IBKR account by wire transfer, check, direct bank transfer (ACH), or via one of the other methods described above. IBKR will charge a special handling fee of 1% of the deposit amount (minimum $50 fee) for any physical currency deposits.
US T-Bills may be deposited as collateral, but we require a minimum of $1,000,000 in US T-Bills for a transfer. To initiate a US T-Bill transfer, contact Customer Service.
Interactive Brokers does not accept physical stock certificates.
Third-Party Deposits - Interactive Brokers strongly discourages and, generally, rejects third-party deposits, which have historically been viewed by the financial services industry and its regulators as being highly susceptible to acts of fraud and money laundering. For more information, see our FAQ on the subject.
Interactive Brokers is not responsible for any fees charged by your or any other financial institution involved during the process of wiring funds to your IBKR account. Before wiring funds to your IBKR account, ask your financial institution if they or their correspondent bank charge for that service.
In the case of wire deposits, please note that routing instructions vary by currency type and the instructions which you will need to supply to your bank are made available upon creation of a deposit notification through Client Portal. Deposits improperly routed by clients to a bank account not designated to accommodate deposits in the source currency are subject to rejection or automatic conversion into the local currency based on the policies of that bank. As IBKR is unable to assume the risk of such errors, clients are advised to provide their bank with correct routing instructions for the specific currency available in the deposit notifications through the Client Portal.
In the case of deposits made by check, IBKR will not accept any checks which require endorsement to IBKR and will only accept check deposits having IBKR as the direct payee where the party who writes the check either:
Has the same last name as the individual account holder (e.g.; spouse or, child); or
In the case of organization/institution accounts, maintains an affiliation with the account (e.g.; officer, trader or owners).
In the US only, through Mobile Check Deposit, IBKR accept check deposits made payable to the IBKR account holder. The check must be properly endorsed as directed in the Mobile Check Deposit feature, otherwise the check may be subjected to rejection upon review. Clients are advised to retain their check until they have deposit confirmation.
Interactive Brokers Securities Japan (IBSJ) is a reporting financial institution subject to "Act on Special Provisions of the Income Tax Act, the Corporation Tax Act, and the Local Tax Act Incidental to Enforcement of Tax treaties." Therefore, those who open financial accounts with us are required to submit a self-certification. Please be advised completion of the online application will satisfy the above requirement.
Account information, including account balance, is subject to reporting if the customer's jurisdiction of residence is a legally stipulated jurisdiction. Please click click here for more details.
In accordance with the October 1, 2016 amendment of the "Act of Prevention of Transfer of Criminal Proceeds," applicants classified as Foreign PEPs (Politically Exposed Persons) may no longer apply for an account with IBSJ (Domestic accounts). If non-applicable, please proceed with the application by clicking "continue after confirming the above......" (Should you proceed with the application, you shall be deemed non-applicable).
Foreign PEPs is defined as below: Those who fall under any of the items below, including those who served in the past and their family members.
A Head of Government.
A position corresponding to the Prime Minister, a Minister, a Vice Minister, or equivalent.
A position corresponding to the Chairperson of the House of Representatives, the Vice Chairperson of the House of Representatives, or the Chairperson of the House of Councillors, or the Vice Chairperson of the House of Councillors.
A position corresponding to a Supreme Court Judge or equivalent.
A position corresponding to an Ambassador, Special Envoy Ambassador, or Government Representative.
A military general or higher rank.
The Director of a Central Bank.
The Director of a corporation whose budget is approved by the Diet (i.e. a government-owned company or government agency).
*Please contact IBSJ client service (03-4588-9710) if you cannot determine whether you classify as any of the above.
As Foreign (Non-Japanese citizen) Ownership is limited by the "Civil Aeronautics Act," "Radio Law," "The Broadcast Act," and "The NTT Law," you may not be entitled to shareholders benefits, as well as be listed as a shareholder, in case foreign ownership exceeds the upper limit.
Please click this link for details on holding ratio and other related information.
If you wish to proceed with account opening after reading the above, click the Start Application button.